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This easy option to our Single Family Mortgage Program provides a cash assistance grant equal to a maximum of 2% of the loan amount to help borrowers defray the cost of down payment, closing costs, and prepaid escrow expenses associated with purchasing a home.
Borrowers must contribute a minimum of 1% (based on purchase price) using their own funds (excluding gifts). No cash back is allowed at closing. Income, purchase price and all other guidelines follow the Single Family Mortgage Program. There is no monthly payment on the cash assistance grant portion.